For the customer, this will mean faster receipt of funds and global access to these funds from nearly any ATM or merchant location.

For the provider, this will mean lower recurring payment processing costs, incremental revenue opportunities, and enhanced customer service.

The InsPac card is ideal for insurance providers who offer recurring claim payment and pre-tax allocated benefit products:

• Workers Compensation
• Short Term Disability
• Long Term Disability
• Annuity Payments
• Flexible Spending Accounts
• Medical Savings Accounts

Since it will be VISA or MasterCard branded, the InsPac card will be usable at any appropriately marked ATM for cash access or at any retail location accepting VISA or MasterCard - including Internet, telephone and mail order shopping.

Atiam Offers the Complete Solution: We provide a state of the art processing platform enabling card creation, issuance, and management along with authorization, financial settlement and customer service.

If you are interested in the InsPac card, or looking for that leading product difference, contact Atiam today.

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InsPac Insurer Benefits ...

• The money associated with the cards is held in an insurance company account until the claimant actually uses the money resulting in an interest revenue stream for the insurance provider
• The cost of funding the card is far less than the cost of printing and reconciling paper checks
• The cost of funding the card is less than the transaction fees associated with the typical ACH / EFT clearinghouses
• Provides one more feature to make available to potential and existing group clients

InsPac Claimant Benefits ...

• The debit card is used just like a VISA or MasterCard. It is accepted at any ATM for cash disbursements and everywhere that VISA and MasterCard are accepted
• The money is available immediately, no waiting for checks to arrive in the mail or clear the bank
• The claimant need not have a bank account to utilize the debit card. No check cashing service fees for the un-banked
• The money can be transferred from the card to the claimant's bank account